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Home Loans & Finance

Loan Calculator
& Advisor

Instantly calculate your EMI, understand your total cost, and connect with our experts — all in one place.

8.5%*
Starting Rate p.a.
30 Yrs
Max Tenure
24 Hrs
Approval Timeline
₼5 Cr+
Loans Facilitated

Loan Parameters

5% 25%

Quick Amounts

Monthly EMI

Principal

Interest

Total

Payment Breakdown

principal
Principal Amount
Total Interest
Total Payable

Like what you see? Let our experts find you the best loan offer with the lowest interest rates.

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Loan advisor assisting customer
Expert Loan Assistance

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Talk to a specialist and get the right product, better interest options, and faster documentation support.

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Personalised eligibility check
Transparent rate guidance
End-to-end support
Loan Enquiry Form

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Our Advantages

Why Get a Loan Through Us?

We work with leading lenders to secure you the best possible deal.

Quick Approval

Get in-principle approval within 24 hours. Minimal paperwork with a fully guided process.

Competitive Rates

Access interest rates as low as 8.5% p.a. through our network of 15+ banking partners.

Expert Advisors

Dedicated loan specialists who guide you from application to final disbursement.

Secure & Transparent

No hidden charges. Full transparency at every stage of your loan journey.

Loan Categories

Loan Products We Assist With

Tailored financing solutions for every property type.

Residential Loan

For homes, apartments & villas

Interest Rate 8.5% – 11.5% p.a.
Loan Tenure Up to 30 Years
Max Loan Amount Up to ₼5 Crore
Processing Fee 0.25% – 1%

Ideal for salaried professionals and self-employed individuals purchasing their dream home.

Commercial Loan

For offices, retail & commercial spaces

Interest Rate 9.5% – 14% p.a.
Loan Tenure Up to 20 Years
Max Loan Amount Up to ₼10 Crore
Processing Fee 0.5% – 2%

Designed for businesses acquiring office space, warehouses, or commercial retail property.

Plot / LAP / Others

For plots, balance transfer & LAP

Interest Rate 10% – 16% p.a.
Loan Tenure Up to 15 Years
Max Loan Amount Up to ₼2 Crore
Processing Fee 0.50% – 2%

Suitable for plot purchases, home construction, balance transfers, and loans against existing property.

* The EMI figures and interest rates displayed are indicative only and are based on current market rates as of the date of calculation. Actual loan terms, interest rates, and eligibility are subject to lender discretion, applicant profile, and prevailing RBI guidelines. Area24 Realty is a loan facilitator and does not guarantee loan approval or the rates shown. Please consult our loan advisors or the lending institution for final figures.